Consumers can pay everyone you pay now - anytime, anywhere - all with the click of a mouse. Schedule payments up to a year in advance, or schedule variable and recurring payments. Review pending payments and have access to full payment history. You can also receive bills electronically via a growing list of billing and payment Internet sites.

The charges for these services will vary based on which institution you select as the Web site where you will receive and pay your bills. Many offer electronic billing and payment at a low cost, and in some cases with no fee.

And businesses can schedule payments up to a year in advance, or schedule variable and recurring payments. They can review pending payments and have access to full payment history. They can also receive bills from the most extensive list of in production ebillers in the country.